Tacofe Terms of Service
Effective date: June 12, 2026
Website: https://tacofe.com
Contact: ranjansoni@gmail.com
These Terms of Service (“Terms”) govern your access to and use of Tacofe, including our website, educational content, assessments, checklists, software tools, account features, and related services.
By using Tacofe, you agree to these Terms. If you do not agree, do not use Tacofe.
1. What Tacofe is
Tacofe provides educational information and software-assisted compliance visibility for U.S. citizens living abroad. Tacofe may help users understand topics such as IRS filing, foreign income, foreign accounts, FBAR/FATCA, foreign tax considerations, cross-border finance, and related compliance concepts.
Tacofe is intended to help users organize questions, understand general concepts, and identify topics that may be worth discussing with a qualified cross-border tax professional.
2. Not tax, legal, accounting, investment, or financial advice
Tacofe does not provide tax, legal, accounting, investment, or financial advice.
Nothing on Tacofe should be treated as:
- tax advice
- legal advice
- accounting advice
- financial planning advice
- investment advice
- a recommendation to file, not file, amend, disclose, invest, divest, renounce citizenship, use a specific procedure, or take any other action
Tacofe is educational only. Tax rules change, individual situations differ, and cross-border tax issues are highly fact-specific. You should consult a qualified cross-border tax professional before acting on any information from Tacofe.
Use of Tacofe does not create a CPA-client, attorney-client, advisor-client, fiduciary, or other professional-client relationship.
3. No guarantee of accuracy or completeness
We work to make Tacofe useful and understandable, but we do not guarantee that any content, assessment result, checklist, explanation, calculation, workflow, or output is accurate, complete, current, or applicable to your situation.
Tacofe may contain errors, omissions, outdated information, incomplete explanations, or assumptions that do not apply to you.
You are responsible for independently verifying information before relying on it.
4. AI-assisted and automated outputs
Tacofe may use AI systems, large language models, rules engines, automated workflows, or similar technologies to generate explanations, summaries, checklists, or other outputs.
AI-assisted outputs can be wrong, incomplete, outdated, misleading, or not applicable to your facts. You agree not to rely on AI-assisted outputs as professional advice.
You remain responsible for reviewing any output and consulting a qualified professional before making tax, legal, financial, investment, or compliance decisions.
5. User responsibilities
You agree to:
- provide accurate information if you choose to use assessments, checklists, or account features
- keep your account credentials secure
- use Tacofe only for lawful purposes
- independently verify information before acting
- consult qualified professionals for advice specific to your situation
- avoid submitting unnecessary sensitive information
You agree not to:
- use Tacofe to commit fraud, evade taxes, hide assets, conceal income, or avoid lawful reporting obligations
- submit false, misleading, unlawful, or harmful information
- attempt to reverse engineer, scrape, overload, disrupt, or compromise Tacofe
- access another user’s account or data
- upload malware or harmful code
- use Tacofe in violation of applicable laws or regulations
6. Account access
You may need an account to access some features. We may use third-party authentication providers such as Google and infrastructure providers such as Supabase.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us promptly if you believe your account has been compromised.
We may suspend or terminate access if we believe you violated these Terms, created risk for Tacofe or others, or used the service unlawfully or abusively.
7. Professional referrals and third-party professionals
Tacofe may, now or in the future, help users identify or connect with CPAs, enrolled agents, tax lawyers, accountants, or other professionals.
Any professional engagement is between you and that professional. Tacofe is not responsible for professional advice, filings, opinions, representations, or services provided by third parties.
You are responsible for reviewing and agreeing to any engagement letter, fee arrangement, privacy policy, and professional terms provided by the professional you choose.
8. Third-party services and links
Tacofe may link to third-party websites, tools, resources, or services. We are not responsible for third-party content, accuracy, availability, privacy practices, or terms.
Use third-party services at your own risk.
9. Fees and paid features
Tacofe may offer free and paid features. If paid features are introduced, pricing, billing terms, refund terms, and subscription details will be disclosed at the time of purchase.
Unless otherwise stated, fees are non-refundable except where required by law.
10. Intellectual property
Tacofe, including its website, content, software, designs, workflows, text, graphics, branding, and other materials, is owned by Tacofe or its licensors and is protected by intellectual property laws.
You may use Tacofe for your personal or internal business purposes, subject to these Terms. You may not copy, reproduce, distribute, sell, sublicense, or create derivative works from Tacofe without permission, except as allowed by law.
11. User content
If you submit information, feedback, suggestions, or other content to Tacofe, you retain ownership of your content, but you grant Tacofe a license to use it as needed to provide, operate, secure, improve, and support the service.
If you submit feedback or suggestions, we may use them without obligation to compensate you.
You represent that you have the rights needed to submit any content you provide.
12. Disclaimers
Tacofe is provided on an “as is” and “as available” basis.
To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, fitness for a particular purpose, merchantability, non-infringement, availability, and security.
We do not guarantee that Tacofe will be uninterrupted, error-free, secure, current, or suitable for your needs.
13. Limitation of liability
To the maximum extent permitted by law, Tacofe and its owners, operators, employees, contractors, agents, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages, or for losses arising from tax, legal, financial, investment, compliance, or filing decisions made by you or a third party.
To the maximum extent permitted by law, Tacofe’s total liability for any claim relating to the service will be limited to the greater of:
- the amount you paid to Tacofe in the three months before the claim arose, or
- CAD $100.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
14. Indemnification
You agree to indemnify and hold harmless Tacofe and its owners, operators, employees, contractors, agents, affiliates, and service providers from claims, losses, liabilities, damages, costs, and expenses, including reasonable legal fees, arising from:
- your use of Tacofe
- your violation of these Terms
- your violation of law
- information you submit
- your reliance on Tacofe without professional verification
- your interactions with third-party professionals or services
15. Changes to Tacofe
We may modify, suspend, or discontinue any part of Tacofe at any time, including features, content, assessments, workflows, or availability.
We are not liable for changes, interruptions, suspensions, or discontinuation.
16. Changes to these Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of Tacofe after updated Terms are posted means you accept the updated Terms.
17. Governing law
These Terms are governed by the laws of British Columbia, Canada, without regard to conflict-of-law rules.
You and Tacofe agree that disputes will be handled in the courts located in British Columbia, Canada, unless applicable law requires otherwise.
18. Contact
Questions about these Terms can be sent to:
Tacofe
Email: ranjansoni@gmail.com
Website: https://tacofe.com