Tacofe Privacy Policy

Effective date: June 12, 2026
Website: https://tacofe.com
Contact: ranjansoni@gmail.com

Tacofe (“Tacofe,” “we,” “us,” or “our”) provides educational tools and plain-language information for U.S. citizens living abroad who want to better understand potential U.S. tax compliance issues, including IRS filing, foreign income, foreign accounts, FBAR/FATCA, and cross-border tax considerations.

This Privacy Policy explains what information we collect, how we use it, and the choices you have.

Important: Tacofe provides educational information and software-assisted compliance visibility. We do not provide tax, legal, accounting, investment, or financial advice. Using Tacofe does not create a CPA-client, attorney-client, advisor-client, or other professional-client relationship.

1. Information we collect

We may collect the following types of information.

1.1 Account and authentication information

If you create an account or sign in, we may collect:

name
email address
authentication provider information, such as Google sign-in identifiers
account creation and login timestamps
basic profile information made available through your sign-in provider

We use third-party authentication and infrastructure providers, including services such as Supabase and Google, to support account creation and sign-in.

1.2 Assessment and intake information

If you use a Tacofe assessment, checklist, questionnaire, or similar tool, we may collect the answers you provide. This may include information about:

country or countries where you live or have lived
U.S. citizenship or tax-filing context
foreign income categories
foreign accounts
potential FBAR/FATCA relevance
filing history
cross-border financial facts
whether you may want to speak with a qualified cross-border tax professional

You should not submit sensitive details unless requested by the product and unless you are comfortable doing so. During early versions of Tacofe, you should avoid submitting full account numbers, government identification numbers, passwords, private keys, seed phrases, or other highly sensitive information.

1.3 Communications

If you contact us, join a waitlist, request information, or ask for follow-up, we may collect:

your name
email address
message contents
preferences or stated needs
records of our communications with you

1.4 Usage, device, and technical information

We may automatically collect:

IP address
browser type
device type
pages visited
referring pages
timestamps
approximate location derived from IP address
product usage events
error logs
diagnostic data

This helps us operate, secure, debug, and improve Tacofe.

1.5 Cookies and similar technologies

We may use cookies, local storage, and similar technologies to:

keep you signed in
remember preferences
improve site performance
understand usage
prevent abuse
support analytics

You can control cookies through your browser settings, but disabling cookies may affect product functionality.

2. How we use information

We may use information to:

provide, operate, and improve Tacofe
create and manage user accounts
authenticate users
provide assessment results, checklists, educational explanations, and workflow guidance
help users identify topics they may want to discuss with a qualified professional
respond to questions and support requests
send service-related messages
send product updates or educational content, where permitted
monitor usage and improve product design
troubleshoot bugs and performance issues
protect against fraud, abuse, misuse, unauthorized access, and security risks
comply with legal obligations

3. AI-assisted features

Tacofe may use artificial intelligence, large language models, or other automated systems to help generate plain-language explanations, summaries, checklists, or compliance visibility.

AI-assisted outputs may be incomplete, inaccurate, outdated, or not applicable to your situation. You should not rely on AI-generated or software-generated output as tax, legal, accounting, financial, or investment advice.

Where AI providers or model infrastructure are used, information you submit may be processed by those providers on our behalf. We aim to limit the information shared with AI systems to what is needed for the relevant feature, but you should avoid submitting unnecessary sensitive information.

We do not sell your personal information.

We may share information with:

4.1 Service providers

We may use service providers for:

hosting
authentication
database storage
analytics
email delivery
logging and error monitoring
AI or automation infrastructure
payment processing, if applicable in the future
security and fraud prevention

These providers may process information on our behalf.

4.2 Professional referrals or introductions

If Tacofe offers an introduction to a CPA, tax lawyer, enrolled agent, accountant, or other professional, we will share your information only if you request or authorize that referral or introduction.

A professional you choose to engage is responsible for their own privacy practices, engagement terms, and professional obligations.

4.3 Legal and safety reasons

We may disclose information if we reasonably believe it is necessary to:

comply with law, legal process, or government requests
protect the rights, safety, and property of Tacofe, users, or others
investigate fraud, abuse, or security incidents
enforce our Terms of Service

4.4 Business transfers

If Tacofe is involved in a merger, acquisition, financing, reorganization, sale of assets, or similar transaction, user information may be transferred as part of that transaction, subject to appropriate protections.

5. Data retention

We retain information for as long as reasonably necessary to provide Tacofe, comply with legal obligations, resolve disputes, enforce agreements, improve the product, and maintain security.

You may request deletion of your account or certain personal information by contacting us. We may retain some information where required or permitted by law, including for security, audit, legal, or legitimate business purposes.

6. Security

We use reasonable administrative, technical, and organizational measures designed to protect information. However, no system is completely secure. You are responsible for keeping your login credentials secure and for limiting the sensitive information you submit.

Do not submit passwords, private keys, seed phrases, full financial-account credentials, or government identification numbers unless Tacofe explicitly supports that type of data collection and you understand the risk.

7. Your choices

Depending on your location and applicable law, you may have rights to:

access personal information we hold about you
correct inaccurate information
delete certain information
object to or restrict certain processing
withdraw consent where processing is based on consent
opt out of marketing emails

To exercise these choices, contact us at: ranjansoni@gmail.com.

8. International users

Tacofe is designed for U.S. citizens living abroad and may be accessed from multiple countries. Your information may be processed in countries other than where you live. These countries may have different privacy and data-protection laws.

By using Tacofe, you understand that your information may be processed and stored outside your country of residence.

9. Children’s privacy

Tacofe is not intended for children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided information to Tacofe, contact us so we can take appropriate action.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date. Your continued use of Tacofe after changes are posted means you accept the updated policy.

11. Contact

Questions about this Privacy Policy can be sent to:

Tacofe
Email: ranjansoni@gmail.com
Website: https://tacofe.com